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"New IBR plan covers monthly interest so long as payments are made on time, meaning the loan would not grow due to interest even if the payment is $0" It literally is zero as long as you are making payments now, which is absolutely huge.

Sticky Stall :ss/clefable: Clefable @ Sticky Barb Ability: Magic Guard EVs: 252 HP / 64 Def / 192 SpD Calm Nature IVs: 0 Atk - Trick - Moonblast - Softboiled - Toxic This is my first set I've contributed, and I thought it would be a fun one to do. It's a fairly straightforward...

Okay, thank you! I'll try everything that you and Houndoomite suggested and see how it goes!

Two things: 1. Can you specify what changes to spreads are made instead of just saying change them? 2. A lot of those weaknesses you've stated have not caused me that much trouble in the past. Actually, the only ones that have done work against my team are Mega-Gardevoir, Dragonite and Clefable...

Hello everyone! I am relatively new to competitive pokemon (About 2 months), but as of late I have played a decent amount of the simulator. I wanted to share with you all the team I have made and had pretty good success with, peaking me at about 1400. I am hoping you all can improve my knowledge...