Sorry Stallion, I tend to choose stronger language when I talk about it because it's a subject I am very passionate about. My hatred of the Ravens is absolute, but simultaneously my respect for them is absolute. The Ravens and Steelers have the best rivalry in football bar none, and they have a host of exceptional players that I would give my left testicle to have on my team (Ray Rice, Vonta Leach, Anquan Boldin, Haloti Ngata, Paul Kruger, Marshal Yanda, etc etc). My real beef with them is Flacco (because he's bad) and Harbaugh (because he's just a dick).
Now I understand I may come off as a "hater" when I talk about Flacco, but I'd like to think I've shown my ability to be reasonable in my assessments of any player in the past. The reason I am so harsh on Flacco is because he has failed to improve his game at all in the five years he's been in Baltimore, allowing himself to be carried along. He's still got the same accuracy issues and same defense-reading skills that he did when he started, as well as not asserting his leadership. I have said before and will say again that if the Ravens had just an above average QB during the past 5 years they would have won multiple Super Bowls. I firmly believe that Flacco is actually holding them back, but you're probably correct in that he's their best option right now, with the limited availability of better talent.
Please bear in mind that I've actually met Joe Flacco, and he's a hell of a nice guy. Pretty down to earth, downplays himself if a conversation about football comes up, etc. But that doesn't translate into being a good NFL QB. Joe Flacco's problem is similar to guys like Matt Schaub, Jon Kitna, and Alex Smith in that he's not TERRIBLE, but he's unable to progress beyond that "average" level either. He'll finish his career in exactly the same manner as he began it - almost great, but not quite.
I apologize if I've come off as a biased hater, I hope y'all know me well enough to know that's not really the case. I've really tried to watch and analyze Flacco and find something I like about him, I'm just unable to at this time. If I'm to give him respect for anything, it's not REGRESSING and staying confident in the face of all the criticism he's gotten in his career. If nothing else, the man has class.